#Loans for people with really bad credit #Loans #for #people #with #really #bad #credit

Loans for people with really bad credit

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Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

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Am I eligible for a loan?

If you are employed, a UK resident, over 18, and have a proper address, you should be eligible, although this will depend on the lenders as each will have different criteria for acceptance.

I have a bad credit rating; can I still apply?

Yes, you can, many of the lenders we work with consider poor credit ratings. Check our bad credit payday loans page for more details on this type of loan.

How much can I borrow?

Typically, you can borrow up to ВЈ25,000. The final decision on the amount you can borrow is down to the lender.

How fast is the application process?

Typically, you could have a decision on your loan on the same day. The length it takes to aprove and fund loans depends on each lender, and also how fast your bank can process payments. Some of our lenders may be able to process and fund your loan within 15 minutes.

Will I need to sign anything?

We donвЂt need you to sign anything. The actual lender may require you to sign a loan agreement, this will depend on the lenders requirements.

I am self employed, can I apply?

Yes, you can, but you may need to provide additional documentation to prove your income.

What should I do if I have any more questions?

You can email us at admin@badcreditsite.co.uk and we will do our best to answer your query within 24 hours.

What is required on application?

All we need from you is your personal details, and information about your bank account.

BadCreditSite.co.uk does not charge customers a fee for using its broker services, but it receives a commission from lenders or other brokers if a customer enters into a consumer credit agreement with a lender or broker following an introduction through this website.

WeвЂre a fully regulated and authorised credit broker and not a lender. BadCreditSite is a registered trading name of PJG Financial Limited which is authorised and regulated by the Financial Conduct Authority under reference number: 769219. PJG Financial Limited is registered in Scotland (company number SC535782), registered office 272 Bath Street Glasgow G24JR, Licensed by the information commissioners office (ZA185395).

* Although lending partners initial eligibility checks involve a soft pull of your credit information, and there is no impact on your credit file at this stage, lending partners may subsequently conduct a hard search, prior to finalising your loan offer. This hard search would stay on your report for 12 months.

Л…subject to lender requirements and approval. It may take longer for you to receive your funds. This will depend on your lender, whether your bank accepts faster payments and whether the lender requires any additional information or documentation from you to progress your application.

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