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Federal student loan payment login ******* Federal student loan payment login Benefits of the Union Federal ® Private Student Loan: Fixed or variable interest rates Multiple repayment options 1 Loan payments can be deferred until after graduation 2 0.25% interest rate reduction with 36 consecutive on-time payments 3 Up to 0.50% interest rate reduction for auto pay 4 No application, origination or prepayment fees Cosigner release available 5 Apply online now. A Union Federal Private Student Loan is a smart way to cover college essentials. SunTrust is expanding access to funding! Now even more families can pay for college with a Union Federal Private Student Loan. You worked hard to get into college, let SunTrust help you pay for it. SunTrust can help finance a college education with flexible options. The sooner you start filling out our simple application the sooner you can relax. We’ve been helping students like you for years, and we can help you too. A few simp...