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Unsecured personal loans bad credit ******* What Is An Unsecured Loan? Personal loans are the same thing as an unsecured loan . Personal loans are one form of unsecured credit. They do not require you to provide an asset (e.g. house or car) as collateral for the money you apply for. So, you don’t put any assets at risk to get the right unsecured loans for you. Auto Decisioning allows lenders to make a decision on your loan application without the need for human interaction, for more information please contact your lender or see their privacy policy. We Are A Credit Broker Not A Direct Lender Want To Get Social. How Do I Apply? What Are Payday Loans? A payday loan is a type of credit that is suitable for when emergencies occur. If you are strapped for cash to cover short-term emergency expenses until your next payday, payday loans could be a suitable solution for your needs. They do not require collateral in form of assets like a car or a house; As part of the qualifying c...