Student Loans

Consumer loan ******* Personal Loans Whatever your borrowing needs, Mascoma Bank’s flexible financing options can help you achieve your goals. Mascoma Bank offers competitive rates and a variety of loan terms to fit almost any need. You can also save money by having your monthly payment automatically deducted from a Mascoma Bank deposit account. Relationship Banking customers may also qualify for reduced interest rates. Auto Loans Motorcycles, ATVs, Snowmobiles, Campers, Boats VSI (Vendor Single Interest Insurance) is required on all loan types listed above, when the loan amount is greater than $2,000. The VSI fee is $50.00. Motorcycles, ATVs, Snowmobiles, Campers, Boats Over $10,000 The VSI (Vendor Single Interest Insurance) is required on all loan types. The VSI fee is $50.00 Consumer Loans Solar Loans Home Equity Loans Variable rates may be increased after consummation Bank will pay up to $300.00 in closing costs. No annual fee. Rate caps are lifetime caps. ** Int...

Consumer loan ******* Consumer Information You are here Forensic Loan Audits Share this page Fraudulent foreclosure “rescue” professionals use half-truths and outright lies to sell services that promise relief to homeowners in distress. According to the Federal Trade Commission (FTC), the nation’s consumer protection agency, the latest foreclosure rescue scam to exploit financially strapped homeowners pitches forensic mortgage loan audits. In exchange for an upfront fee of several hundred dollars, so-called forensic loan auditors, mortgage loan auditors, or foreclosure prevention auditors backed by forensic attorneys offer to review your mortgage loan documents to determine whether your lender complied with state and federal mortgage lending laws. The “auditors” say you can use the audit report to avoid foreclosure, accelerate the loan modification process, reduce your loan principal, or even cancel your loan. Nothing could be further from the truth. According to the FTC an...