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Where to go to get a loan with bad credit
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Better money,
Brighter future.
On Benefits & CCJs OK
Get cheaper pricing over time
Earn great rewards with our app
Start today with a loan from £100 to £500 for new customers
Borrow up to £5,000 over time
Direct lender, not a broker
1421% APR representative (variable)
Compare Oakam with other lenders here
Join the 150,000+ customers that trust us
“I think it has improved my credit rating, which makes the future a lot brighter”
45% of our existing customers received better pricing on their next loan #
5 Reasons to join Oakam
1. Bad credit? We’ll listen
We’ll listen to your story if you are on benefits, have a bad credit history or just arrived to the UK. We strive to break down financial barriers and provide access.
2. No home visits – ever!
Money is a private matter and we keep it that way. Think of us as an alternative to doorstep loans. We’ll never knock on your door. You can reach us online or over the phone.
3. No hidden surprises
At Oakam you’re always in control. You can choose from weekly or 2-weekly payment plans. Our products are simple and transparent. We don’t charge late fees or penalise you for settling early.
4. Your bridge to a brighter financial future
We give you the tools to build a brighter financial future. With good repayment behaviour, you could have the flexibility to top-up your loan at a lower price or borrow up to £5,000 for a large purchase.
5. Earn great rewards with Oakam’s app
We stand by you when times are tough AND reward your loyalty. Start earning points by simply downloading our app, paying on time and referring friends.
Join the Oakam family
Apply with confidence
Fill our secure online application and get a pre-decision in minutes.
Tailor your loan
Send your documents and get a final decision.
Start your Oakam journey
Put your approved loan amount to work. You’re on your way to a brighter financial future.
We’re a Consumer Credit Awards 2017 finalist!
Compare our loans
Can’t decide which one would be best for you? See our loan comparison tool
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Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
All loans subject to status, terms and conditions apply.
Oakam Limited is authorised & regulated by the Financial Conduct Authority, Financial Services Register number 678734. Oakam Limited, 3rd floor, 172 Tottenham Court Road, London, W1T 7NS. Registered in England & Wales, company number 5878249.
*Based on Oakam’s customer data from June 2016 to December 2016
Mark Holborow and Matthew Wild of RSM Restructuring Advisory LLP were appointed Joint Administrators of Oakam Ltd on 28 February 2019
Mark Holborow and Matthew Wild are licensed to act as Insolvency Practitioners in the UK by the Institute of Chartered Accountants in England and Wales
Insolvency Practitioners are bound by the Insolvency Code of Ethics when carrying out all professional work relating to an insolvency appointment
The affairs, business and property of the company are being managed by the Joint Administrators who act as agents of the company and without personal liability
Copyright © 2019 Oakam
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
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By continuing you consent for Oakam to store your data.
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SOURCE: http://www.oakam.com/
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